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We are big fans of Dave Ramsey and Gina is proud to be a SmartVestor Pro for the Greater Washington DC and Fredericksburg, VA areas.

Dave Ramsey's 7 Baby Steps include:

  1. Save $1000 as a starter Emergency Fund
  2. Pay off debt using the Debt Snowball method
  3. Finish the Emergency Fund: save to cover 3-6 months of expenses
  4. Invest 15% of income for retirement
  5. Save for college
  6. Pay off your mortgage
  7. Build wealth and give

 **The SmartVestor program is a directory of investment professionals. Neither Dave Ramsey nor SmartVestor are affiliates of Integrated Financial Partners or LPL Financial.